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HCDC Finances Business
Investing in the future. Creating and retaining jobs. Fostering innovation and increased productivity. Bridging the financing gap to build dreams into business reality. That is what HCDC, doing business as Horizon Certified Development Company, has been doing over the preceding 25 years through its economic development lending programs.

It all started with the lending programs, which are at the core of HCDC activities: supporting the retention, development, and expansion of business and industry. Over the last quarter century, HCDC has compiled an impressive record of supporting commercial business and industrial growth in Hamilton County and beyond.

Since 1983, HCDC has participated as an economic development lender in over 1,000 projects, with total project investments of more than one-half billion dollars, and generating more than 14,000 jobs. HCDC has partnered with 78 different lending institutions to make commercial real estate and equipment financing available to growing businesses.

The number one priority for HCDC in 1983 was to secure the authority from the U.S. Small Business Administration (SBA) to provide business financing. On June 6, 1983, when the SBA approved HCDC as a certified development company it was off and running.

HCDC’s first loan approval was to Business Forms Unlimited for the purchase of a building in the Blue Ash Commerce Center of Sycamore Township. Since that first loan, HCDC lending programs have helped finance such companies as AE Door, Downlite Products, Exercise and Leisure, LaRosa’s, Kids First and 32 Ford Mercury; and other noteworthy firms like Bruewer Woodwork Manufacturing., MHI, Maverick Polymers, Premier Network Solutions, and Listermann Manufacturing. Furthermore, HCDC’s SBA lending activity expanded as it became one of the top certified development companies in Ohio and the nation.

Along the way, HCDC added other loan programs to its economic development financing inventory—the Ohio Regional 166 Loan Program and the Community Reinvestment Fund (CRF) USA New Markets Tax Credit and Business Loan Fund Program.

HCDC lending participation enables our private lending partners to assist businesses and entrepreneurs in whom they believe, but might not otherwise have been able to finance their growth and expansion.